Privacy Policy
Effective Date: Aug 23, 2025
Entity: Factor 7 LLC, Tennessee, USA
Pay WranglerBy using Pay Wrangler, you consent to the collection and use of information as described below. If you do not agree, please discontinue use of the service.
1) Information We Collect
- Account & Profile: name, email, hashed password, optional city/state/zip, profile photo URL.
- Financial Data You Enter: bill names, due dates, amounts, categories, payment status, reminders.
- Usage & Technical: IP address, device/browser info, logs (for security and performance).
- Communications: support messages, feedback, email preferences.
2) How We Use Your Information
- Provide, maintain, and improve the Pay Wrangler service.
- Send optional reminders/notifications you enable.
- Secure accounts, prevent fraud, and diagnose issues.
- Respond to support requests and communicate service updates.
- Comply with legal obligations.
3) Sharing of Information
We do not sell your personal data. We share it only with:
- Service providers (e.g., hosting, email delivery) under contract.
- Legal authorities if required by law or to protect safety, rights, or property.
- Business transfers in a merger/acquisition scenario.
4) Data Security & Retention
We use reasonable administrative, technical, and physical safeguards. No method is 100% secure. We retain data only as long as needed to provide the service and meet legal obligations.
5) Your Rights
Depending on your jurisdiction, you may request access, correction, deletion, export, or withdraw consent where applicable. Contact Us.
6) International Users
Pay Wrangler is operated in the United States. By using the service, you consent to processing in the U.S.
7) Children’s Privacy
Pay Wrangler is not intended for children under 13. We do not knowingly collect data from children under 13.
8) Changes
We may update this policy from time to time. Continued use after changes means you accept the revised policy.
Questions? Contact Us.